◯ Marutap Log in Join the waitlist
◯ faq

Questions, answered.

The things people ask before handing an agent a way to pay. Still stuck? Get in touch.

Getting started

What is Marutap, in one line?

A payment layer that lets your AI agent buy things with a single-use card you approve — using the card you already have, without ever handing the agent your real number.

Do I need a new card or credit line?

No. You connect the card you already have. There’s no new credit line, no new wallet, and no balance to top up. See the comparison.

Which agents does it work with?

Any MCP-capable runtime — Claude or otherwise. Marutap is yours, not tied to a single app. Builders can start on the developers page.

Do I need to install an app?

No. You approve purchases from a web page on your phone, confirmed with a passkey.

Money & cards

Does the agent ever see my real card?

Never. On approval it receives a single-use card scoped to that one purchase — not your real number. More on the security page.

What happens if an agent is hijacked or goes rogue?

It can only ask to pay. Nothing moves until you tap approve, and what it gets is scoped to exactly what you approved — so it can’t quietly overspend.

Can I get a refund?

Yes. Purchases can be reversed through the merchant; agents can record the order reference so a refund routes correctly. See our refund policy.

What currencies are supported?

Purchases are handled in the currency the agent requests (USD today); the single-use card is issued to match. We’re expanding coverage over time.

Approvals & subscriptions

Do I have to approve every single purchase?

By default, yes — that’s the point. You can set auto-approve rules for the small, routine stuff (e.g. under a cap at an allowlisted merchant), and everything else still waits for your tap.

How do subscriptions work?

An agent sets one up as a capped, merchant-locked mandate — never a card on file. You approve the cap once; a price hike above it bounces until you approve the new amount.

How do I cancel a subscription?

Kill it from your dashboard and the merchant can never charge you again — no dark-pattern cancel flow can stop you.

Accounts, pricing & privacy

How much does it cost?

The core product is free, with no per-transaction fee. A Pro tier with richer controls is coming later. See pricing.

How do I sign in — is there a password?

No passwords. Accounts are passkey-only, so there’s nothing to phish or reuse. If you lose your device, you recover through an emailed link.

What data do you store about me?

Your spending — amounts, merchants, approvals — so you get one ledger and one set of rules. Your card number is vaulted by Stripe, not stored by us. Details in our privacy policy.

Join the waitlist

New here? Start with How it works